Georgia Car Insurance
The average Georgia driver pays $2,010/year for full coverage and $730/year for state minimum. Compare quotes from top carriers and find the right fit in five minutes.
Compare Georgia quotes →At a glance
- Avg. full coverage
- $2,010 / year
- Avg. minimum coverage
- $730 / year
- State minimum
- 25/50/25
- No-fault state?
- No
- PIP required?
- No
- UM/UIM required?
- No
Georgia Minimum Coverage Requirements
The minimum auto insurance coverage required to legally drive in Georgia is:
25/50/25
$25K bodily injury per person, $50K per accident, $25K property damage
These minimums are not the same as what most drivers should carry. State minimums protect you from a small fender bender — they fall far short of what you'd need after a serious accident with injuries. Most financial advisors recommend at least 100/300/100 in liability limits for households with meaningful assets.
Top Car Insurance Carriers in Georgia
By market share, these carriers write the most policies in Georgia:
- 1State Farm
- 2GEICO
- 3Progressive
- 4Allstate
- 5Country Financial
Market share doesn't mean cheapest — the carrier with the most customers in your state may not be the one that quotes you the best rate.
What's different about Georgia
Premiums rising fast — among the largest increases nationwide over the past 3 years.
Compare Georgia car insurance quotes
See rates from multiple top carriers side-by-side. Free, takes five minutes, no spam phone calls.
Get my quotes →Other states
Premium estimates are based on publicly reported industry averages and are intended as a rough guide. Your actual quote depends on driver record, vehicle, coverage choices, and ZIP code. Quorrio is an independent comparison marketplace, not an insurance company, agent, or broker.